CommonTerm loan
Unsecured Personal Term Loan
General personal-purpose borrowing
Complete directory
All financing types
Browse all 385 structures. Filter locally by category, discovery level, or any word on the page.
CommonRevolving line
Personal Line of Credit
Reusable personal borrowing capacity
CommonRevolving credit
Credit Card Revolving Credit
Purchases and revolving consumer credit
CommonAdvance under revolving credit
Credit Card Cash Advance
Cash accessed against card line
SpecializedSecured term loan
Savings / Share-Secured Loan
Build credit or borrow without liquidating deposit
Worth KnowingSecured term loan
Certificate of Deposit (CD)-Secured Loan
Borrow against CD without redeeming it
SpecializedRevolving line
Overdraft Line of Credit
Cover checking-account shortfalls
CommonShort-term consumer loan
Payday Loan
Very short-term small-dollar borrowing
SpecializedSecured short-term loan
Vehicle Title Loan
Borrow against owned vehicle
CommonNonrecourse collateral loan
Pawn Loan
Borrow against jewelry/electronics/other pawn collateral
SpecializedInstallment loan
High-Cost Consumer Installment Loan
Subprime/small-dollar installment borrowing
SpecializedShort-term loan
Tax Refund Anticipation Loan
Advance against anticipated tax refund
CommonInstallment credit
Buy Now, Pay Later (BNPL) Installment Credit
Split retail purchase into installments
SpecializedAdvance
Earned Wage Access / Wage Advance
Access earned wages before payday
SpecializedConsumer installment loan
Medical Procedure Financing
Finance elective or out-of-pocket medical expenses
CommonEducation loan
Private Student Loan
Education costs beyond federal aid
CommonRefinance term loan
Private Student Loan Refinance
Refinance private/federal student debt into private loan
SpecializedEducation loan
Parent Private Education Loan
Finance dependent student's education
Worth KnowingPlan participant loan
401(k) / Qualified Plan Participant Loan
Borrow from eligible employer retirement plan
CommonSecured installment loan
New Auto Purchase Loan
Finance a new passenger vehicle
CommonSecured installment loan
Used Auto Purchase Loan
Finance a used passenger vehicle
CommonSecured installment loan
Auto Refinance Loan
Refinance an existing vehicle loan
SpecializedSecured installment loan
Lease Buyout Loan
Finance purchase of vehicle at lease-end
CommonSecured installment loan
Motorcycle Loan
Finance a motorcycle
CommonSecured installment loan
RV / Motorhome Loan
Finance recreational vehicle or motorhome
CommonSecured installment loan
Boat / Personal Watercraft Loan
Finance consumer boat or watercraft
SpecializedSecured installment loan
Powersports Loan (ATV / UTV / Snowmobile)
Finance recreational powersports equipment
Worth KnowingSecured installment loan
Classic / Collector Car Loan
Finance collectible vehicle with specialty valuation
Worth KnowingSecured installment loan
Exotic / Supercar Loan
Finance high-value exotic vehicle
CommonMortgage
Conforming Fixed-Rate Mortgage
Purchase/refinance within conforming limits
CommonMortgage
Conforming Adjustable-Rate Mortgage (ARM)
Purchase/refinance with adjustable rate
SpecializedMortgage
High-Balance Conforming Mortgage
Higher-cost-area conforming financing
CommonMortgage
Jumbo Mortgage
Loan above conforming limits
CommonGovernment-insured mortgage
FHA 203(b) Purchase Mortgage
FHA-insured purchase financing
CommonGovernment-guaranteed mortgage
VA Purchase Loan
Purchase/build/improve eligible residence
SpecializedGovernment-guaranteed mortgage
USDA Section 502 Guaranteed Loan
Rural home purchase through approved lender
SpecializedGovernment direct mortgage
USDA Section 502 Direct Loan
Rural home purchase directly through USDA
SpecializedRenovation mortgage
FHA 203(k) Standard Rehabilitation Mortgage
Purchase/refinance plus substantial rehab
SpecializedRenovation mortgage
FHA 203(k) Limited Rehabilitation Mortgage
Purchase/refinance plus smaller rehab
SpecializedRenovation mortgage
Fannie Mae HomeStyle Renovation Mortgage
Conventional purchase/refi plus improvements
SpecializedRenovation mortgage
Freddie Mac CHOICERenovation Mortgage
Purchase/refi plus renovation/resilience work
Worth KnowingRenovation mortgage
Freddie Mac CHOICEReno eXPress Mortgage
Streamlined smaller renovation financing
SpecializedConstruction-to-permanent mortgage
Single-Close Construction-to-Permanent Mortgage
Construction converts to permanent mortgage at completion
SpecializedConstruction loan + permanent refinance
Two-Close Construction-to-Permanent Financing
Separate construction and permanent closings
SpecializedShort-term construction loan
Residential Construction-Only Loan
Build home before obtaining permanent financing
SpecializedLand loan
Residential Lot Loan
Buy lot for future home construction
Worth KnowingLand loan
Raw Residential Land Loan
Acquire raw land for later residential development
SpecializedShort-term secured loan
Residential Bridge Loan
Bridge purchase before sale of existing home
CommonRevolving mortgage line
Home Equity Line of Credit (HELOC)
Reusable borrowing against home equity
CommonSecond mortgage term loan
Closed-End Home Equity Loan (HELOAN)
Lump-sum borrowing against home equity
SpecializedJunior mortgage
Piggyback Second Mortgage (80/10/10 or similar)
Combine first mortgage + simultaneous second
Worth KnowingSubordinate mortgage/assistance
Community Seconds Mortgage
Down-payment/closing-cost assistance with first mortgage
Worth KnowingGovernment-insured improvement loan
FHA Title I Property Improvement Loan
Finance eligible home improvements
CommonReverse mortgage
HECM Reverse Mortgage
Convert eligible home equity to proceeds without regular principal-and-interest payments
Worth KnowingReverse mortgage purchase financing
HECM for Purchase
Buy a home using HECM structure
SpecializedReverse mortgage
Proprietary / Jumbo Reverse Mortgage
Private reverse mortgage outside HECM limits/rules
Worth KnowingReverse mortgage
Single-Purpose Reverse Mortgage
Public/nonprofit reverse mortgage for specified purpose
Worth KnowingGovernment-insured chattel/home loan
FHA Title I Manufactured Home Unit Loan
Finance manufactured home without land
Worth KnowingGovernment-insured mortgage/chattel hybrid
FHA Title I Manufactured Home and Lot Combination Loan
Finance unit and land together
Worth KnowingGovernment-insured land loan
FHA Title I Manufactured Home Lot Loan
Finance lot for manufactured home
SpecializedMortgage
Conventional Manufactured-Home Real-Property Mortgage
Conventional financing of manufactured home/land
SpecializedChattel loan
Manufactured-Home Chattel / Personal-Property Loan
Finance home separately from land
Worth KnowingMortgage
Fannie Mae MH Advantage Mortgage
Conventional manufactured housing with MH Advantage features
Worth KnowingMortgage
Freddie Mac CHOICEHome Mortgage
Conventional financing for CHOICEHome properties
SpecializedShare loan
Co-op Share Loan
Finance purchase of cooperative apartment interest
SpecializedPortfolio/non-QM mortgage
Non-Warrantable Condo Mortgage
Finance condo that does not meet agency project standards
SpecializedAssumption
Mortgage Assumption Financing
Buyer takes over eligible seller mortgage
Worth KnowingGovernment-insured mortgage
FHA 203(h) Disaster Victim Mortgage
Replace/rebuild principal residence after declared disaster
SpecializedGovernment-insured refinance
FHA Streamline Refinance
Streamlined refinance of eligible FHA loan
SpecializedGovernment-guaranteed refinance
VA Interest Rate Reduction Refinance Loan (IRRRL)
Rate/term refinance of eligible VA mortgage
SpecializedGovernment-guaranteed refinance
VA Cash-Out Refinance
Refinance and extract home equity
SpecializedMortgage
Interest-Only Residential Mortgage
Interest-only payment period before amortization
SpecializedMortgage
Balloon Residential Mortgage
Amortization with maturity balance due earlier
Worth KnowingMortgage/equity hybrid
Shared-Appreciation Mortgage
Lower cash financing in exchange for appreciation share
SpecializedMortgage
Bank Statement Mortgage
Self-employed borrowers qualifying from bank statements
Worth KnowingMortgage
1099-Only Mortgage
Independent contractors using 1099 income
Worth KnowingMortgage
Profit-and-Loss (P&L)-Only Mortgage
Self-employed qualification without standard tax-return analysis
SpecializedMortgage
Asset Depletion Mortgage
Asset-rich borrowers with limited conventional income
Worth KnowingMortgage
Asset Qualifier Mortgage
Qualify primarily from assets rather than income
Worth KnowingMortgage
One-Year Tax Return Mortgage
Self-employed borrower using shorter tax history
SpecializedMortgage
ITIN Mortgage
Borrowers without SSN who have eligible ITIN profile
SpecializedMortgage
Foreign National Mortgage
Non-U.S. resident purchasing U.S. property
SpecializedInvestment-property mortgage
Single-Property DSCR Rental Loan
Finance 1-4 unit rental using property cash flow
SpecializedInvestment-property mortgage
Short-Term Rental (STR) DSCR Loan
Finance Airbnb/VRBO-style rental property
Worth KnowingInvestment-property mortgage
5-8 Unit / Small Multifamily DSCR Loan
Finance small multifamily beyond 1-4 units
SpecializedPortfolio mortgage
Rental Portfolio / Blanket Loan
Finance multiple properties under one facility
CommonShort-term investment-property loan
Fix-and-Flip Loan
Acquire/rehab/resell residential investment
Worth KnowingBridge loan
No-Ratio / No-Income Investor Bridge Loan
Short-term investor financing without personal DTI focus
SpecializedBridge loan
Residential Investor Bridge Loan
Acquire/season/transition rental property
SpecializedConstruction loan
Ground-Up Residential Investor Construction Loan
Build residential investment property
Worth KnowingConstruction loan
Build-to-Rent Construction Loan
Construct homes intended for rental portfolio
SpecializedRehab loan
Residential Rehab / Renovation Investor Loan
Renovate rental or resale property
Worth KnowingRevolving secured line
Real-Estate Investor Revolving Line of Credit
Reusable acquisition/rehab capital
CommonShort-term secured loan
Hard-Money Residential Real-Estate Loan
Fast/private financing when conventional underwriting does not fit
SpecializedPrivate mortgage
Private-Money Residential Mortgage
Private lender mortgage outside institutional channels
Worth KnowingJunior mortgage
Non-QM Second Mortgage
Second lien for borrowers outside agency standards
SpecializedPortfolio mortgage
Bank Portfolio Mortgage
Loan held on lender balance sheet outside agency execution
CommonCommercial mortgage
Bank Balance-Sheet CRE Permanent Mortgage
Acquire/refinance stabilized CRE
CommonCommercial mortgage
Owner-Occupied Commercial Real-Estate Loan
Business buys/finances its own premises
SpecializedCommercial mortgage
Small-Balance Commercial Mortgage
Smaller CRE acquisitions/refis
Worth KnowingCommercial mortgage
Life Insurance Company (LifeCo) CRE Mortgage
Long-term institutional permanent debt
SpecializedSecuritized commercial mortgage
CMBS Conduit Mortgage
Nonrecourse/limited-recourse conduit financing
SpecializedAgency multifamily mortgage
Fannie Mae DUS Multifamily Loan
Permanent multifamily financing
SpecializedAgency multifamily mortgage
Freddie Mac Optigo Multifamily Loan
Permanent multifamily financing
Worth KnowingGovernment-insured multifamily mortgage
HUD/FHA 223(f) Multifamily Acquisition/Refinance Loan
Acquire/refinance eligible multifamily
Worth KnowingGovernment-insured construction/permanent mortgage
HUD/FHA 221(d)(4) Multifamily Construction/Substantial Rehab Loan
Build or substantially rehabilitate multifamily
Worth KnowingGovernment-insured CRE mortgage
HUD/FHA Section 232 Healthcare Facility Mortgage
Finance eligible residential care facilities
Worth KnowingGovernment-insured CRE mortgage
HUD/FHA Section 242 Hospital Mortgage Insurance
Finance eligible hospitals
SpecializedBridge mortgage
Multifamily Bridge Loan
Transitional multifamily acquisition/refi
SpecializedBridge mortgage
Value-Add / Transitional CRE Bridge Loan
Acquire/reposition nonstabilized CRE
CommonConstruction loan
Commercial Construction Loan
Build commercial real estate
SpecializedDevelopment/construction loan
Acquisition, Development & Construction (ADC) Loan
Finance land acquisition through vertical construction
SpecializedLand loan
Commercial Land Acquisition Loan
Acquire land for future commercial development
Worth KnowingIntermediate-term mortgage
Mini-Perm Commercial Real-Estate Loan
Bridge construction completion to permanent debt
SpecializedShort-term secured loan
Commercial Hard-Money / Private-Money Bridge Loan
Fast collateral-focused CRE financing
SpecializedPrivate-credit mortgage
Debt-Fund CRE Mortgage / Bridge Loan
Institutional/private credit CRE financing
Worth KnowingMezzanine debt
CRE Mezzanine Loan
Fill CRE capital-stack gap behind senior mortgage
Worth KnowingEquity investment
Preferred Equity for CRE
Fill capital-stack gap without conventional junior mortgage
Worth KnowingAssessment-backed financing
Commercial Property Assessed Clean Energy (C-PACE)
Finance energy/resilience improvements or eligible new construction
Worth KnowingLeasehold/fee financing
Ground Lease Financing
Finance land separately from improvements
SpecializedAsset sale + lease
Commercial Real-Estate Sale-Leaseback
Release real-estate capital while retaining occupancy
Worth KnowingBridge loan
Low-Income Housing Tax Credit (LIHTC) Bridge Loan
Bridge timing gaps in affordable-housing capital stack
CommonTerm loan
Small-Business Term Loan
General business investment
CommonRevolving line
Business Line of Credit
Working capital
CommonSecured term loan
Secured Business Term Loan
Business expansion/equipment/working capital
CommonUnsecured term loan
Unsecured Business Term Loan
General business borrowing
CommonTerm/revolving credit
Startup Business Loan
New business startup capital
CommonAcquisition loan
Business Acquisition Loan
Acquire operating business
CommonAcquisition/buyout loan
Partner / Shareholder Buyout Loan
Buy out partner/shareholder
CommonTerm/acquisition loan
Franchise Acquisition / Development Loan
Acquire or build franchise
SpecializedAcquisition loan
Professional Practice Acquisition Loan
Acquire medical/dental/veterinary/legal practice
SpecializedGovernment-guaranteed business loan
SBA Standard 7(a) Loan
Broad business purposes
SpecializedGovernment-guaranteed business loan
SBA 7(a) Small Loan
Smaller 7(a) transactions
SpecializedGovernment-guaranteed loan/line
SBA Express Loan
Expedited SBA credit
SpecializedGovernment-guaranteed export loan/line
SBA Export Express Loan
Export development
SpecializedGovernment-guaranteed working-capital line
SBA Export Working Capital Program (EWCP)
Finance export transactions
SpecializedGovernment-guaranteed term loan
SBA International Trade Loan
Fixed assets/working capital tied to international trade
SpecializedGovernment-guaranteed line
SBA Seasonal CAPLine
Seasonal needs
SpecializedGovernment-guaranteed line
SBA Contract CAPLine
Finance performance of contracts
SpecializedGovernment-guaranteed line
SBA Builders CAPLine
Finance eligible builder projects
SpecializedGovernment-guaranteed ABL line
SBA Working CAPLine
Asset-based working capital
SpecializedGovernment-guaranteed line
SBA Working Capital Pilot — Transaction-Based Line
Finance transaction-specific working capital
SpecializedGovernment-guaranteed ABL line
SBA Working Capital Pilot — Asset-Based Line
Asset-based working capital
SpecializedGovernment-backed fixed-asset financing
SBA 504 / CDC Fixed-Asset Loan
Long-term major fixed assets
SpecializedIntermediary microloan
SBA Microloan
Small-dollar startup/working capital/equipment
SpecializedGovernment direct disaster loan
SBA Business Physical Disaster Loan
Repair/replace disaster-damaged assets
SpecializedGovernment direct disaster loan
SBA Economic Injury Disaster Loan (EIDL)
Working capital after eligible disaster
SpecializedGovernment direct disaster loan
SBA Military Reservist Economic Injury Disaster Loan (MREIDL)
Working capital during reservist activation
SpecializedGovernment-guaranteed business loan
USDA Business & Industry (B&I) Guaranteed Loan
Rural business acquisition/expansion/refinance
SpecializedIntermediary relending loan
USDA Intermediary Relending Program — Ultimate Recipient Loan
Rural business/community development through intermediary
SpecializedIntermediary microloan
USDA Rural Microentrepreneur Assistance Program Microloan
Small rural business financing
SpecializedGovernment-guaranteed energy loan
USDA REAP Guaranteed Loan
Renewable energy/energy efficiency
SpecializedTerm loan
Senior Secured Corporate Term Loan
Corporate capital/expenditure/refinancing
SpecializedRevolving line
Corporate Revolving Credit Facility
Working capital/liquidity
Worth KnowingSyndicated revolver
Syndicated Revolving Credit Facility
Large-company liquidity
Worth KnowingAmortizing syndicated term loan
Term Loan A (TLA)
Bank-led corporate financing
Worth KnowingInstitutional syndicated term loan
Term Loan B (TLB)
Leveraged acquisition/refinancing
Worth KnowingCommitted term facility
Delayed-Draw Term Loan (DDTL)
Fund acquisitions/capex over time
Worth KnowingSingle-tranche senior/junior blended debt
Unitranche Loan
Middle-market acquisition/refinancing
Worth KnowingJunior secured debt
Second-Lien Term Loan
Additional leverage behind senior debt
Worth KnowingSubordinated debt
Corporate Mezzanine Debt
Acquisition/growth capital behind senior debt
Worth KnowingSubordinated unsecured debt
Unsecured Subordinated Note
Junior capital without asset lien
SpecializedTerm loan
Venture Debt Term Loan
Extend runway without immediate equity round
SpecializedCash-flow loan
Recurring-Revenue / ARR Loan
Finance SaaS/subscription companies
Worth KnowingAcquisition debt
Leveraged Acquisition Loan
Finance acquisition
Worth KnowingBridge debt
Acquisition Bridge Loan
Bridge committed acquisition closing
Worth KnowingMulti-tranche acquisition debt
Leveraged Buyout (LBO) Debt Package
Finance sponsor buyout
Worth KnowingLeveraged term debt
Dividend Recapitalization Loan
Fund owner dividend/recapitalization
Worth KnowingAcquisition debt
ESOP Acquisition / Leveraged ESOP Loan
Finance employee stock ownership transaction
Worth KnowingSuperpriority bankruptcy financing
Debtor-in-Possession (DIP) Financing
Finance Chapter 11 operations
Worth KnowingRefinancing facility
Exit Financing
Fund emergence from bankruptcy
Worth KnowingBespoke secured/unsecured debt
Rescue / Special-Situations Financing
Liquidity for stressed but viable business
Worth KnowingDebt with capitalized interest
Payment-in-Kind (PIK) Debt
Reduce current cash interest burden
SpecializedRevolving secured line
Borrowing-Base Asset-Based Revolver
Working capital tied to current assets
SpecializedRevolving secured line
Accounts-Receivable Line of Credit
Borrow against unpaid B2B invoices
SpecializedRevolving secured line
Inventory Line of Credit
Finance inventory build/working capital
SpecializedSecured term loan
Fixed-Asset ABL Term Loan
Borrow against business fixed assets
SpecializedIncremental ABL tranche
FILO (First-In, Last-Out) ABL Tranche
Increase availability behind conventional ABL tranche
SpecializedReceivables purchase
Recourse Invoice Factoring
Sell receivables for immediate cash
SpecializedReceivables purchase
Non-Recourse Invoice Factoring
Sell receivables and transfer defined credit risk
SpecializedReceivables-backed financing/purchase
Invoice Discounting
Obtain cash while often retaining collections
SpecializedTransaction financing
Purchase Order Financing
Fund supplier costs to fulfill orders
SpecializedTransaction/working-capital financing
Contract Financing
Finance costs of performing contract
SpecializedReceivables purchase/program
Reverse Factoring / Supply-Chain Finance
Supplier receives early payment based on buyer credit
SpecializedRevolving inventory line
Wholesale Floor Plan Financing
Finance dealer inventory generally
SpecializedRevolving inventory line
Automobile Dealer Floor Plan
Finance auto dealership inventory
SpecializedRevolving inventory line
RV / Marine / Powersports Floor Plan
Finance specialty dealer inventory
SpecializedReceivables purchase/advance
Merchant Cash Advance (MCA)
Advance against future business receipts
SpecializedRevenue-share financing
Revenue-Based Financing
Growth capital repaid as percentage of revenue
Worth KnowingWorking-capital loan
Trade Working-Capital Loan
Finance import/export operating cycle
Worth KnowingTrade instrument
Documentary Letter of Credit
Support payment in goods trade
Worth KnowingContingent bank guarantee
Standby Letter of Credit
Backstop payment/performance obligation
Worth KnowingTrade-finance instrument
Banker's Acceptance
Finance/settle trade transaction
Worth KnowingWorking-capital/export loan
Pre-Export Financing
Fund production before export proceeds
Worth KnowingStructured financing
Trade-Receivables Securitization
Raise term/revolving funding against receivable pool
Worth KnowingWarehouse revolving line
Mortgage Warehouse Line
Fund mortgage originations until secondary-market sale
Worth KnowingSecured financing
Loan-on-Loan / Lender Finance Facility
Finance specialty/nonbank lender loan book
Worth KnowingWarehouse line
Asset-Backed Securities (ABS) Warehouse Facility
Aggregate assets before term securitization
CommonSecured term loan
Equipment Term Loan
Purchase machinery/equipment
SpecializedEquipment financing agreement
Equipment Finance Agreement (EFA)
Finance equipment with ownership structure distinct from lease
CommonLease
Finance / Capital Lease
Finance equipment through lease intended to transfer economics of ownership
CommonLease
Operating Lease
Use equipment without financing purchase
SpecializedAsset sale + lease
Equipment Sale-Leaseback
Release capital from existing equipment
SpecializedLoan/lease program
Vendor Equipment Financing
Point-of-sale equipment financing
SpecializedSecured term/lease facility
Commercial Fleet Financing
Finance business fleet
SpecializedSecured term loan
Commercial Truck / Tractor Financing
Finance heavy commercial truck
SpecializedSecured term loan
Commercial Trailer Financing
Finance commercial trailers
SpecializedSecured term/lease
Construction Equipment Financing
Finance excavators/loaders/cranes etc.
SpecializedSecured term/lease
Medical Equipment Financing
Finance diagnostic/treatment equipment
Worth KnowingSecured term/lease
Dental Equipment Financing
Finance dental practice equipment
Worth KnowingSecured term loan
Business Aircraft Loan
Finance business/private aircraft purchase
Worth KnowingLease
Aircraft Finance Lease
Finance aircraft through finance lease
Worth KnowingLease
Aircraft Operating Lease
Use aircraft through operating lease
Worth KnowingSpecialty facility
Aircraft Progress-Payment / Upgrade Financing
Finance pre-delivery payments or upgrades
Worth KnowingSecured term/lease
Aircraft Engine Financing
Finance engines separately from aircraft
Worth KnowingSecured term/lease
Helicopter Financing
Finance rotorcraft
Worth KnowingSecured maritime loan
Ship Mortgage
Finance commercial vessel
Worth KnowingSecured maritime loan
Superyacht / Yacht Financing
Finance high-value yacht
Worth KnowingEquipment trust / secured debt
Railcar Equipment Trust Financing
Finance railcar fleets
Worth KnowingSecured term/lease
Shipping Container Financing
Finance intermodal shipping containers
CommonAgricultural mortgage
Farmland / Ranch Mortgage
Purchase/refinance agricultural real estate
CommonRevolving line
Agricultural Operating Line of Credit
Seasonal farm operating expenses
SpecializedSeasonal/secured credit
Crop Input Financing
Seed/fertilizer/chemical and crop costs
SpecializedSecured term loan
Livestock / Breeding Herd Loan
Acquire breeding/production animals
CommonSecured equipment loan
Agricultural Machinery Loan
Finance tractors/harvesters/equipment
SpecializedGovernment direct farm loan
FSA Direct Farm Ownership Loan — Regular
Purchase/enlarge/improve farm
Worth KnowingGovernment direct + commercial co-financing
FSA Joint Financing Farm Ownership Loan
Combine FSA and commercial ownership financing
Worth KnowingGovernment direct farm loan
FSA Down Payment Farm Ownership Loan
Lower-down-payment farm ownership
Worth KnowingGovernment direct microloan
FSA Farm Ownership Microloan
Smaller farm ownership needs
SpecializedGovernment direct farm loan
FSA Direct Operating Loan
Operating expenses/equipment/livestock
Worth KnowingGovernment direct microloan
FSA Operating Microloan
Small-scale operating expenses
SpecializedGovernment-guaranteed commercial loan
FSA Guaranteed Farm Ownership Loan
Commercial-lender farm ownership with FSA guarantee
SpecializedGovernment-guaranteed commercial loan
FSA Guaranteed Operating Loan
Commercial operating credit with FSA guarantee
Worth KnowingGovernment-guaranteed simplified loan
FSA EZ Guarantee Loan
Smaller simplified guaranteed financing
Worth KnowingGovernment direct emergency loan
FSA Emergency Farm Loan
Recover from eligible natural disaster
Worth KnowingGovernment direct/guaranteed loan
FSA Conservation Loan
Implement conservation measures
Worth KnowingGovernment guarantee
FSA Land Contract Guarantee
Support beginning/socially disadvantaged farmer purchase via seller financing
Worth KnowingGovernment direct facility loan
Farm Storage Facility Loan (FSFL)
Build/upgrade farm storage
Worth KnowingGovernment direct microloan
FSA Youth Loan
Finance supervised income-producing ag project
Worth KnowingGovernment direct loan
Indian Tribal Land Acquisition Loan
Acquire land within tribal reservation structures
Worth KnowingCommodity-secured government loan
Commodity Marketing Assistance Loan (MAL)
Short-term liquidity against commodity crop
Worth KnowingAgricultural/land mortgage
Timberland / Forestry Loan
Acquire/manage timberland and forestry assets
SpecializedNon-purpose revolving line
Securities-Backed Line of Credit (SBLOC)
Borrow against investments without selling them
CommonMargin credit
Brokerage Margin Loan
Borrow within brokerage account, including securities purchases
Worth KnowingSecured term loan
Stock-Backed Term Loan
Term borrowing against concentrated or diversified stock
Worth KnowingOvercollateralized digital-asset loan
Crypto-Backed Institutional Loan
Institutional borrowing against digital assets
Worth KnowingPolicy loan
Cash-Value Life Insurance Policy Loan
Borrow directly against eligible permanent-life policy value
Worth KnowingSecured specialty loan
Life Insurance Premium Financing
Finance large life-insurance premiums
Worth KnowingPremium finance loan
Commercial Property & Casualty Premium Financing
Finance business insurance premiums
Worth KnowingSecured term/revolving loan
Fine-Art-Backed Loan
Create liquidity without selling art
Worth KnowingAdvance
Auction Consignor Advance
Receive advance before auction/sale settlement
Worth KnowingSecured collateral loan
Jewelry / Watch / Collectible-Backed Loan
Borrow against collectible asset
Worth KnowingSecured/unsecured estate loan
Trust / Estate Liquidity Loan
Bridge taxes, expenses, distributions or asset sale
Worth KnowingLoan
Probate / Estate Loan
Borrow pending estate administration
Worth KnowingLoan
Inheritance Loan
Borrow against expected inheritance with repayment obligation
Worth KnowingAssignment / nonrecourse advance
Inheritance Advance
Receive cash now in exchange for inheritance portion
Worth KnowingPayment-rights purchase
Structured Settlement Payment-Rights Purchase
Investor acquires defined future payment stream
Worth KnowingPayment-rights purchase
Secondary-Market Annuity / Annuity Payment-Rights Purchase
Acquire discounted future contractual payments
Worth KnowingSpecialty asset finance
Life Settlement Acquisition Financing
Finance acquisition of life-settlement interests
Worth KnowingSpecialty revolving/term facility
Life Settlement Premium Finance Facility
Finance ongoing premiums on acquired policies
Worth KnowingNonrecourse legal finance
Single-Case Commercial Litigation Finance
Fund fees/expenses or monetize commercial claim
Worth KnowingNonrecourse portfolio legal finance
Commercial Litigation Portfolio Finance
Finance multiple litigation/arbitration matters
SpecializedNonrecourse legal advance
Consumer Pre-Settlement Funding
Advance to claimant before settlement
Worth KnowingNonrecourse advance/receivables purchase
Post-Settlement / Judgment Monetization
Accelerate cash after settlement or award
Worth KnowingLoan/legal finance
Law-Firm Case-Cost Financing
Fund litigation costs/contingency cases
Worth KnowingLoan/legal finance
Law-Firm Portfolio Working-Capital Finance
Working capital backed by law-firm economics
Worth KnowingReceivables finance
Legal-Fee Receivables Financing
Advance/borrow against billed legal fees
Worth KnowingSecured loan
Intellectual-Property-Backed Loan
Borrow against IP value/cash flow
Worth KnowingSecured loan
Patent-Backed Loan
Borrow against patent value/licensing economics
Worth KnowingSecured cash-flow loan
Royalty-Backed Loan
Borrow against future royalties
Worth KnowingRoyalty sale/advance
Music Royalty Monetization
Receive lump sum against catalog/royalty income
Worth KnowingRoyalty-backed debt/purchase
Pharmaceutical Royalty Financing
Monetize or borrow against pharmaceutical royalties
Worth KnowingProduction loan
Film / Television Production Loan
Finance media production
Worth KnowingBridge loan
Film Tax-Credit Bridge Loan
Bridge production until tax credit monetizes
Worth KnowingPortfolio/project finance
Media Slate Financing
Finance multiple productions as diversified slate
Worth KnowingReceivables-backed loan
Licensing-Receivables Financing
Borrow against licensing income
Worth KnowingProject debt
Nonrecourse Project Finance Loan
Finance infrastructure/energy project on limited/nonrecourse basis
Worth KnowingProject debt
Renewable-Energy Project Finance Loan
Finance utility/commercial renewable project
Worth KnowingConstruction/project loan
Renewable-Energy Construction Loan
Build renewable-energy project
CommonConsumer secured/unsecured loan
Residential Solar Loan
Finance residential solar purchase
CommonLease
Solar Lease
Use residential/commercial solar with third-party ownership
CommonEnergy purchase contract
Power Purchase Agreement (PPA)
Pay for power rather than owning system
Worth KnowingUtility-bill financing
On-Bill Financing
Finance efficiency improvements repaid on utility bill
Worth KnowingService financing
Energy Services Agreement / Efficiency-as-a-Service
Implement efficiency with service payments instead of asset purchase
Worth KnowingPerformance-contract financing
Energy Savings Performance Contract Financing
Finance improvements repaid from savings/performance
Worth KnowingAssessment financing
Commercial PACE (C-PACE) Assessment Financing
Finance eligible commercial energy/resilience projects
Worth KnowingBorrowing-base revolver
Oil & Gas Reserve-Based Lending (RBL) Facility
Finance exploration/production company
Worth KnowingProject/borrowing-base debt
Oil & Gas Drilling / Development Facility
Finance drilling and field development
Worth KnowingProject/corporate debt
Midstream Energy Infrastructure Loan
Finance midstream assets
Worth KnowingBridge loan
Energy Tax-Credit Bridge Loan
Bridge renewable project tax-credit monetization
Worth KnowingProject finance
Public-Private Partnership (P3) Project Financing
Finance public infrastructure with private capital
Worth KnowingTax-exempt lease-purchase
Municipal Lease-Purchase Financing
Finance public assets over time
Worth KnowingTax-exempt lease
Tax-Exempt Equipment Lease-Purchase
Finance municipal/public equipment
Worth KnowingRevolving fund facility
Subscription / Capital-Call Credit Facility
Fund liquidity early in investment period
Worth KnowingFund loan
NAV Credit Facility
Fund liquidity backed by portfolio assets
Worth KnowingFund loan
Hybrid Subscription + NAV Facility
Blend subscription and asset-backed fund finance
Worth KnowingFund/sponsor loan
GP Commitment Facility
Finance GP capital commitments
Worth KnowingCorporate/fund-adjacent line
Management Company Line of Credit
Working capital for investment manager
Worth KnowingBridge loan
Fund Bridge / Acquisition Facility
Bridge investment acquisition pending capital call/permanent finance
Worth KnowingSecured financing transaction
Repurchase Agreement (Repo)
Short-term institutional liquidity
Worth KnowingSecured financing transaction
Reverse Repurchase Agreement
Institutional secured cash investment/financing
Worth KnowingMargin financing
Prime Brokerage Margin Financing
Leverage trading portfolio through prime broker
Worth KnowingSecurities loan
Securities Lending Transaction
Borrow securities for shorting/settlement/market-making
Worth KnowingSecuritized debt
Receivables Securitization Term Facility
Term funding through bankruptcy-remote receivable pool
Worth KnowingWarehouse/structured debt
ABS Warehouse-to-Term Facility
Finance asset accumulation before ABS term issuance
Worth KnowingWarehouse debt
CLO Warehouse Facility
Accumulate collateral before CLO issuance
SpecializedShared-appreciation / home-equity contract
Home Equity Contract / Home Equity Investment (HEI)
Existing homeowner receives cash now and owes formula-based lump-sum settlement later
Worth KnowingShared-equity purchase contract
Homebuyer Shared-Equity / Down-Payment Home Equity Contract
Investor contributes part of buyer's purchase capital in exchange for future home-value participation
Worth KnowingFederal direct project loan
TIFIA Secured Direct Loan
Long-term federal credit assistance for major transportation infrastructure
Worth KnowingFederal loan guarantee
TIFIA Loan Guarantee
Federal guarantee of eligible transportation project borrowing from non-federal lender
Worth KnowingContingent federal line of credit
TIFIA Standby Line of Credit
Contingent secondary funding source during early project operations
Worth KnowingFederal direct project loan
RRIF Direct Loan
Finance railroad infrastructure, equipment, facilities and eligible related projects
Worth KnowingFederal loan guarantee
RRIF Loan Guarantee
Federal guarantee supporting eligible rail/infrastructure borrowing
Worth KnowingFederal infrastructure loan
WIFIA Direct Loan
Long-term supplemental credit for eligible water, wastewater and stormwater projects
Worth KnowingFederal loan guarantee
WIFIA Loan Guarantee
Federal credit support for eligible water infrastructure financing
Worth KnowingPublic infrastructure loan
Clean Water / Drinking Water State Revolving Fund Loan
State-administered low-cost financing for eligible water infrastructure
Worth KnowingFederal loan / loan-guarantee financing
DOE Title 17 Clean Energy Financing
Large-scale eligible clean-energy deployment and infrastructure financing
Worth KnowingFederal loan / loan-guarantee financing
DOE Energy Infrastructure Reinvestment (EIR) Financing
Reinvest in, repurpose or replace eligible energy infrastructure
Worth KnowingFederal direct manufacturing loan
DOE Advanced Technology Vehicles Manufacturing (ATVM) Direct Loan
Finance manufacturing of eligible advanced vehicles, components and related technology
Worth KnowingFederal loan / loan-guarantee financing
DOE Tribal Energy Financing
Finance eligible energy projects involving federally recognized tribes or tribal entities
Worth KnowingFederal project financing
DOE Carbon Dioxide Transportation Infrastructure Financing
Finance eligible carbon-dioxide transportation infrastructure
Worth KnowingGovernment-guaranteed ABL line
EXIM Working Capital Guarantee Facility
Enable commercial lenders to fund U.S. exporter working capital
Worth KnowingLegal-finance / recovery-capital arrangement
Judgment Enforcement / Asset-Recovery Finance
Fund asset tracing, enforcement and monetization of unpaid judgments/awards
Worth KnowingAssessment-backed property financing
Residential Property Assessed Clean Energy (R-PACE) Financing
Finance eligible residential energy/resilience improvements where authorized
SpecializedTerm / SBA / CRE loan
Self-Storage Business Loan
Buy, build, refinance, expand, or improve a self-storage facility
SpecializedTerm / SBA / CRE loan
Fitness Center Business Loan
Acquire, construct, expand, or improve a fitness center or gym
SpecializedTerm / SBA / equipment loan
Winery & Vineyard Business Loan
Acquire, construct, expand, or equip a winery or vineyard
SpecializedTerm / SBA / CRE loan
Hardware Store Business Loan
Develop, acquire, refinance, or expand a hardware store
SpecializedTerm / SBA / CRE loan
Franchise Business Loan
Acquire, develop, expand, or buy out a franchise business
SpecializedTerm / SBA loan
Home Care & Hospice Business Loan
Acquire, expand, refinance, or start a home-care or hospice business
SpecializedTerm / SBA loan
Restoration, Remediation & Cleaning Business Loan
Acquire, expand, refinance, or fund a restoration, remediation, repair, or cleaning business
SpecializedTerm / SBA / CRE loan
HVAC, Plumbing & Electrical Contractor Business Loan
Acquire, expand, refinance, equip, or fund a skilled-trades contractor
SpecializedTerm / SBA / CRE loan
Automotive Care Business Loan
Acquire, expand, refinance, or equip an automotive-care business
SpecializedTerm / SBA / USDA loan
Educational Services Business Loan
Open, acquire, renovate, refinance, or expand an education or childcare business
SpecializedTerm / SBA / conventional loan
Broadband / ISP Business Loan
Acquire, build, expand, or refinance broadband and ISP infrastructure businesses
SpecializedTerm / SBA / construction loan
Ambulatory Surgery Center Business Loan
Acquire, construct, expand, renovate, or finance an ambulatory surgery center or office-based lab
SpecializedPractice term / SBA / CRE loan
Veterinary Practice Loan
Start, acquire, expand, equip, or refinance a veterinary practice
SpecializedPractice term / SBA / CRE loan
Dental Practice Loan
Start, acquire, expand, equip, or refinance a dental practice
SpecializedPractice term / SBA / CRE loan
Medical Practice Loan
Start, acquire, expand, equip, or refinance a physician practice
SpecializedPractice term / SBA / CRE loan
Optometry Practice Loan
Start, acquire, expand, equip, or refinance an optometry practice
SpecializedTerm / SBA / CRE loan
Car Wash Business Loan
Acquire, construct, expand, or refinance a car-wash business
SpecializedTerm / SBA / CRE loan
Funeral Home & Cemetery Business Loan
Acquire, expand, refinance, or improve a funeral-home or cemetery business
SpecializedTerm / SBA / CRE loan
Pharmacy Business Loan
Acquire, expand, refinance, or fund an independent pharmacy
SpecializedTerm / SBA / CRE loan
Pet Care Facility Business Loan
Acquire, build, expand, or refinance a pet-care or boarding facility
SpecializedTerm / SBA loan
Property Management Company Business Loan
Acquire, expand, refinance, or fund a property-management company
SpecializedTerm / SBA / conventional loan
Managed Service Provider (MSP) Business Loan
Acquire, expand, refinance, or fund a managed IT services provider
SpecializedTerm / SBA / CRE loan
Residential Assisted-Living Business Loan
Acquire, construct, expand, or refinance a residential assisted-living business
Worth KnowingEquipment loan / lease
Mining Equipment Financing
Finance surface or underground mining equipment
Worth KnowingEquipment loan / lease
Material-Handling & Warehouse Equipment Financing
Finance material-handling, warehouse, and distribution equipment
Worth KnowingEquipment loan / lease
Machine Tool & Manufacturing Equipment Financing
Finance machine tools and plant-manufacturing equipment
Worth KnowingEquipment loan / lease
Office Automation Equipment Financing
Finance copiers, printers, computers, and related office automation
Worth KnowingEquipment loan / lease
Commercial Specialty-Vehicle Financing
Finance commercial and specialty vehicles
Worth KnowingEquipment loan / lease
Commercial Marine Equipment Financing
Finance commercial marine equipment and vessels
Worth KnowingEquipment loan / lease
IT & Technology Equipment Financing
Finance business information-technology and related equipment
SpecializedTerm / SBA / CRE loan
RV Park Business Loan
Acquire, build, expand, or refinance an RV park or outdoor-hospitality business
SpecializedTerm / SBA / conventional loan
Behavioral Health Practice Loan
Acquire, expand, refinance, or fund a behavioral-health practice or care business
SpecializedTerm / SBA / CRE loan
Seniors Housing Business Loan
Acquire, build, expand, renovate, or refinance seniors housing
SpecializedTerm / SBA / USDA loan
Childcare Center Business Loan
Open, acquire, renovate, refinance, or expand a childcare center or preschool
SpecializedTerm / SBA / conventional loan
Accounting & Tax Firm Business Loan
Acquire, expand, refinance, or fund an accounting or tax practice
SpecializedTerm / SBA / CRE loan
Franchise Restaurant Loan
Acquire, develop, expand, renovate, or refinance a franchise restaurant
SpecializedTerm / SBA / conventional loan
Government Contractor Business Loan
Acquire, expand, refinance, or fund a government-contracting business
SpecializedTerm / SBA / conventional loan
Insurance Agency Business Loan
Acquire, refinance, expand, or fund an insurance agency or book of business
SpecializedTerm / SBA / conventional loan
Investment Advisory Firm Business Loan
Acquire a book of business, refinance debt, expand, or fund an investment-advisory firm
SpecializedTerm / SBA / conventional loan
Law Firm Business Loan
Acquire, expand, refinance, or fund a law firm
SpecializedTerm / SBA / CRE loan
Auto Repair Shop Business Loan
Acquire, expand, construct, refinance, or equip an auto repair or maintenance shop
SpecializedTerm / SBA / CRE loan
Collision Center Business Loan
Acquire, expand, construct, refinance, or equip a collision or paint-and-body shop
SpecializedTerm / SBA / equipment / CRE loan
Craft Beverage Producer Business Loan
Acquire, build, expand, refinance, or equip a craft beverage producer
SpecializedEquipment loan / lease
Forklift Financing
Finance new or used forklifts for warehouses, plants, retailers, or other businesses
SpecializedEquipment loan / lease
Crane Financing
Finance cranes used in construction, industrial, utility, or material-handling work
SpecializedVehicle loan / lease
Garbage / Refuse Truck Financing
Finance garbage, refuse, recycling, roll-off, front-loader, rear-loader, or related waste-service trucks
SpecializedVehicle loan / lease
Tow Truck Financing
Finance flatbed, wheel-lift, boom, hook-and-chain, or other tow trucks
SpecializedVehicle loan / lease
Box Truck Financing
Finance one or more box trucks for business use
SpecializedVehicle loan / lease
Bus Financing
Finance buses or other business passenger-transport vehicles
SpecializedVehicle / equipment loan or lease
Ambulance Financing
Finance ambulances and related EMS vehicle equipment
SpecializedEquipment loan / lease
Food Service Equipment Financing
Finance food-service equipment for restaurants, cafeterias, bakeries, carts, and related operations
SpecializedEquipment loan / lease
Restaurant Equipment Financing
Finance restaurant cooking, refrigeration, service, POS, furniture, and related equipment
SpecializedEquipment loan / lease
Dry-Cleaning & Laundry Equipment Financing
Finance dry-cleaning, laundromat, pressing, steam, washing, drying, and related equipment
SpecializedEquipment loan / lease
Fitness & Exercise Equipment Financing
Finance commercial fitness and exercise machines for gyms, fitness centers, and business facilities
SpecializedEquipment loan / lease
Printing Equipment Financing
Finance printing presses, bindery, scanning, typesetting, cutting, and related graphic-arts equipment
SpecializedEquipment loan / lease
Packaging Equipment Financing
Finance packaging, sealing, wrapping, bottling, canning, and related production equipment
SpecializedEquipment loan / lease
Veterinary Equipment Financing
Finance veterinary diagnostic, treatment, surgical, laboratory, and practice equipment
SpecializedEquipment loan / lease
Optical Lab Equipment Financing
Finance optical laboratory equipment used to grind, polish, and produce lenses
SpecializedEquipment loan / lease
Pharmacy Equipment Financing
Finance computerized dispensing, records, automation, and other pharmacy equipment
SpecializedEquipment loan / lease
Gas Station & C-Store Equipment Financing
Finance fuel dispensers, pumps, POS, shelving, refrigeration, and other gas-station or convenience-store equipment
SpecializedEquipment loan / lease
Data Storage Equipment Financing
Finance business data-storage hardware and related computer infrastructure