DirectLenderMatch

Specialized · Short-term secured loan

Commercial Hard-Money / Private-Money Bridge Loan

Commercial Hard-Money / Private-Money Bridge Loan is categorized in this directory under the financing form “Short-term secured loan.” Typical use: Fast collateral-focused CRE financing. Support or collateral is generally based on CRE collateral/value.

What is it?

DirectLenderMatch classifies Commercial Hard-Money / Private-Money Bridge Loan under the financing form “Short-term secured loan.” Its typical use in this directory is: Fast collateral-focused CRE financing.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: CRE collateral/value. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Fast collateral-focused CRE financing.

What backs or supports it?

CRE collateral/value.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Nationwide private direct lender

RCN Capital

RCN states that its private direct loans can finance non-owner-occupied commercial property and bridge funding and are often called hard-money loans.

Official evidence page →

Last verified: 2026-08-24

Direct private CRE lender

Parkview Financial

Parkview is a direct private lender providing short-term senior-secured bridge and construction financing for commercial real estate in major U.S. markets.

Official evidence page →

Last verified: 2026-08-24

Finding a local hard-money lender

Hard-money and private-money lending is often local or regional. The providers above are documented examples, not a complete list of lenders serving every market.

Try searches such as hard money lender [city/state], private money lender [city/state], commercial bridge lender [city/state], commercial private lender [city/state].

Local real-estate investor associations, experienced mortgage brokers, title or escrow professionals, and commercial real-estate attorneys may also know active private lenders in the area. Verify that a company actually originates the loan rather than only selling leads or referring borrowers.

Before applying

Confirm the lender serves your location and property type, then review licensing where applicable, interest rate, points and fees, extension/default terms, collateral, recourse or guaranty requirements, prepayment terms, and total cash required to close.

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