WIFIA Direct Loan | DirectLenderMatch

What is it?

DirectLenderMatch classifies WIFIA Direct Loan under the financing form “Federal infrastructure loan.” Its typical use in this directory is: Long-term supplemental credit for eligible water, wastewater and stormwater projects.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Dedicated water/wastewater project revenue and project credit. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Long-term supplemental credit for eligible water, wastewater and stormwater projects.

What backs or supports it?

Dedicated water/wastewater project revenue and project credit.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Government direct lender

U.S. Environmental Protection Agency

EPA directly provides WIFIA credit assistance, including direct loans.

Official evidence page →

Last verified: 2026-08-23