WIFIA Loan Guarantee | DirectLenderMatch

What is it?

DirectLenderMatch classifies WIFIA Loan Guarantee under the financing form “Federal loan guarantee.” Its typical use in this directory is: Federal credit support for eligible water infrastructure financing.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Eligible water infrastructure project and lender debt. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Federal credit support for eligible water infrastructure financing.

What backs or supports it?

Eligible water infrastructure project and lender debt.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan guarantee structure

Workbook classification: Guarantee. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Program or transaction-specific provider path

Structural exception: EPA and the borrower/lender execute the project-specific credit agreement.

Eligible non-Federal lender approved for the specific WIFIA transaction

Transaction-specific guaranteed lender

Official program information →

Last verified: August 23, 2026