What is it?
DirectLenderMatch classifies Solar Lease under the financing form “Lease.” Its typical use in this directory is: Use residential/commercial solar with third-party ownership.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Solar equipment. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Use residential/commercial solar with third-party ownership.
What backs or supports it?
Solar equipment.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: No. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct solar lease provider
Sunrun
Sunrun currently offers and owns residential solar lease systems.
Official evidence page →Last verified: 2026-08-23
Related financing structures
Residential Solar Loan
Finance residential solar purchase
Power Purchase Agreement (PPA)
Pay for power rather than owning system
Commercial PACE (C-PACE) Assessment Financing
Finance eligible commercial energy/resilience projects
Energy Services Agreement / Efficiency-as-a-Service
Implement efficiency with service payments instead of asset purchase
Municipal Lease-Purchase Financing
Finance public assets over time
Public-Private Partnership (P3) Project Financing
Finance public infrastructure with private capital