What is it?
DirectLenderMatch classifies Residential Solar Loan under the financing form “Consumer secured/unsecured loan.” Its typical use in this directory is: Finance residential solar purchase.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Homeowner credit + solar project. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Finance residential solar purchase.
What backs or supports it?
Homeowner credit + solar project.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct credit-union lender
Clean Energy Credit Union
Clean Energy Credit Union currently originates residential solar PV system loans.
Official evidence page →Last verified: 2026-08-23
Direct specialty lender
GoodLeap
GoodLeap currently offers fixed-rate residential solar loans in all 50 states, subject to eligibility.
Official evidence page →Last verified: 2026-08-23
Related financing structures
Solar Lease
Use residential/commercial solar with third-party ownership
Power Purchase Agreement (PPA)
Pay for power rather than owning system
DOE Tribal Energy Financing
Finance eligible energy projects involving federally recognized tribes or tribal entities
DOE Advanced Technology Vehicles Manufacturing (ATVM) Direct Loan
Finance manufacturing of eligible advanced vehicles, components and related technology
DOE Carbon Dioxide Transportation Infrastructure Financing
Finance eligible carbon-dioxide transportation infrastructure
DOE Energy Infrastructure Reinvestment (EIR) Financing
Reinvest in, repurpose or replace eligible energy infrastructure