Energy Services Agreement / Efficiency-as-a-Service

What is it?

DirectLenderMatch classifies Energy Services Agreement / Efficiency-as-a-Service under the financing form “Service financing.” Its typical use in this directory is: Implement efficiency with service payments instead of asset purchase.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Energy savings/performance. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Implement efficiency with service payments instead of asset purchase.

What backs or supports it?

Energy savings/performance.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Financing, not a conventional loan

Workbook classification: No. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct clean-energy finance provider

Key Equipment Finance

Key Equipment Finance currently identifies efficiency-as-a-service among its clean-energy financing capabilities.

Official evidence page →

Last verified: 2026-08-23

Direct infrastructure-as-a-service provider

Redaptive

Redaptive currently provides infrastructure/efficiency-as-a-service style capital and turnkey modernization.

Official evidence page →

Last verified: 2026-08-23