Energy Savings Performance Contract Financing

What is it?

DirectLenderMatch classifies Energy Savings Performance Contract Financing under the financing form “Performance-contract financing.” Its typical use in this directory is: Finance improvements repaid from savings/performance.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Contracted energy savings. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Finance improvements repaid from savings/performance.

What backs or supports it?

Contracted energy savings.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Financing, not a conventional loan

Workbook classification: No. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct energy-services / financing arranger

Ameresco

Ameresco documents ESPC structures in which project costs are paid over time from energy savings.

Official evidence page →

Last verified: 2026-08-23