Structured Settlement Payment-Rights Purchase

What is it?

DirectLenderMatch classifies Structured Settlement Payment-Rights Purchase under the financing form “Payment-rights purchase.” Its typical use in this directory is: Investor acquires defined future payment stream.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Court-approved structured settlement payments. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Investor acquires defined future payment stream.

What backs or supports it?

Court-approved structured settlement payments.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Financing, not a conventional loan

Workbook classification: No. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct payment purchaser

J.G. Wentworth

J.G. Wentworth currently purchases all or part of structured-settlement payment streams.

Official evidence page →

Last verified: 2026-08-23