Secondary-Market Annuity / Annuity Payment-Rights Purchase

What is it?

DirectLenderMatch classifies Secondary-Market Annuity / Annuity Payment-Rights Purchase under the financing form “Payment-rights purchase.” Its typical use in this directory is: Acquire discounted future contractual payments.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Assigned annuity/settlement payment rights. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Acquire discounted future contractual payments.

What backs or supports it?

Assigned annuity/settlement payment rights.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Financing, not a conventional loan

Workbook classification: No. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct payment purchaser

J.G. Wentworth

J.G. Wentworth currently lists annuity purchasing and structured-settlement payment purchasing.

Official evidence page →

Last verified: 2026-08-23