Consumer Pre-Settlement Funding

What is it?

DirectLenderMatch classifies Consumer Pre-Settlement Funding under the financing form “Nonrecourse legal advance.” Its typical use in this directory is: Advance to claimant before settlement.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Expected personal-injury/legal recovery. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Advance to claimant before settlement.

What backs or supports it?

Expected personal-injury/legal recovery.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Financing, not a conventional loan

Workbook classification: No. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct legal-funding provider

J.G. Wentworth

J.G. Wentworth currently lists pre-settlement funding.

Official evidence page →

Last verified: 2026-08-23