Fixed-Asset ABL Term Loan | DirectLenderMatch

What is it?

DirectLenderMatch classifies Fixed-Asset ABL Term Loan under the financing form “Secured term loan.” Its typical use in this directory is: Borrow against business fixed assets.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Machinery/equipment/other fixed assets. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Borrow against business fixed assets.

What backs or supports it?

Machinery/equipment/other fixed assets.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct commercial lender

Wells Fargo Capital Finance

Wells Fargo currently documents asset-based lending against accounts receivable, inventory and specified fixed assets.

Official evidence page →

Last verified: 2026-08-23

Direct bank lender

First Citizens Bank

First Citizens provides ABL term lending supported by machinery, equipment and real estate.

Official evidence page →

Last verified: 2026-08-24