Inventory Line of Credit | DirectLenderMatch

What is it?

DirectLenderMatch classifies Inventory Line of Credit under the financing form “Revolving secured line.” Its typical use in this directory is: Finance inventory build/working capital.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Eligible inventory. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Finance inventory build/working capital.

What backs or supports it?

Eligible inventory.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct commercial lender

Wells Fargo Capital Finance

Wells Fargo currently documents asset-based lending against accounts receivable, inventory and specified fixed assets.

Official evidence page →

Last verified: 2026-08-23

Direct bank lender

First Citizens Bank

First Citizens provides revolving ABL facilities supported by inventory and receivables.

Official evidence page →

Last verified: 2026-08-24