Automobile Dealer Floor Plan | DirectLenderMatch

What is it?

DirectLenderMatch classifies Automobile Dealer Floor Plan under the financing form “Revolving inventory line.” Its typical use in this directory is: Finance auto dealership inventory.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Vehicle inventory. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Finance auto dealership inventory.

What backs or supports it?

Vehicle inventory.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct dealer floorplan lender

Ally Financial Inc.

Ally currently offers wholesale inventory financing and new- and used-vehicle floorplanning for qualified automobile dealers.

Official evidence page →

Last verified: 2026-08-23

Direct bank lender

Bank of America Dealer Financial Services

Bank of America currently offers floor-plan lines of credit to franchised automobile dealers.

Official evidence page →

Last verified: 2026-08-23