Wholesale Floor Plan Financing

What is it?

DirectLenderMatch classifies Wholesale Floor Plan Financing under the financing form “Revolving inventory line.” Its typical use in this directory is: Finance dealer inventory generally.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Dealer inventory. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Finance dealer inventory generally.

What backs or supports it?

Dealer inventory.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct floorplan finance provider

Huntington Distribution Finance, Inc.

Huntington states that Huntington Distribution Finance offers floorplan financing solutions to manufacturers, distributors and dealers in multiple markets.

Official evidence page →

Last verified: 2026-08-23

Direct inventory/floorplan lender

Wells Fargo Distribution Finance

Wells Fargo Distribution Finance provides inventory/floorplan financing.

Official evidence page →

Last verified: 2026-08-23