What is it?
DirectLenderMatch classifies Borrowing-Base Asset-Based Revolver under the financing form “Revolving secured line.” Its typical use in this directory is: Working capital tied to current assets.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Eligible receivables/inventory borrowing base. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Working capital tied to current assets.
What backs or supports it?
Eligible receivables/inventory borrowing base.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct asset-based lender
J.P. Morgan
J.P. Morgan currently offers asset-based revolving lines of credit and term loans for asset-rich businesses.
Official evidence page →Last verified: 2026-08-23
Direct specialty-finance lender
MidCap Financial
MidCap Financial currently provides senior secured asset-based facilities with flexible borrowing-base structures.
Official evidence page →Last verified: 2026-08-23
Direct asset-based lender
PNC Business Credit / PNC Bank, N.A.
PNC Business Credit currently provides senior secured revolving lines against accounts receivable and inventory, with term loans based on fixed assets and cash flow.
Official evidence page →Last verified: 2026-08-23
Direct commercial lender
Wells Fargo Capital Finance
Wells Fargo currently documents asset-based lending against accounts receivable, inventory and specified fixed assets.
Official evidence page →Last verified: 2026-08-23
Direct asset-based lender
eCapital
eCapital currently funds asset-based facilities and documents asset-based lines of credit.
Official evidence page →Last verified: 2026-08-23
Related financing structures
Inventory Line of Credit
Finance inventory build/working capital
FILO (First-In, Last-Out) ABL Tranche
Increase availability behind conventional ABL tranche
Accounts-Receivable Line of Credit
Borrow against unpaid B2B invoices
Fixed-Asset ABL Term Loan
Borrow against business fixed assets
EXIM Working Capital Guarantee Facility
Enable commercial lenders to fund U.S. exporter working capital
Asset-Backed Securities (ABS) Warehouse Facility
Aggregate assets before term securitization