RRIF Direct Loan | DirectLenderMatch

What is it?

DirectLenderMatch classifies RRIF Direct Loan under the financing form “Federal direct project loan.” Its typical use in this directory is: Finance railroad infrastructure, equipment, facilities and eligible related projects.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Eligible railroad/seaport/TOD project collateral and revenues. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Finance railroad infrastructure, equipment, facilities and eligible related projects.

What backs or supports it?

Eligible railroad/seaport/TOD project collateral and revenues.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Government direct lender

U.S. Department of Transportation Build America Bureau

The Build America Bureau directly provides RRIF loans.

Official evidence page →

Last verified: 2026-08-23