What is it?
DirectLenderMatch classifies Credit Card Cash Advance under the financing form “Advance under revolving credit.” Its typical use in this directory is: Cash accessed against card line.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Credit card account/creditworthiness. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Cash accessed against card line.
What backs or supports it?
Credit card account/creditworthiness.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct card issuer/lender
JPMorgan Chase Bank, N.A.
Chase's current cardmember agreements explicitly include cash-advance APRs and cash-advance terms.
Official evidence page →Last verified: 2026-08-23
Related financing structures
Credit Card Revolving Credit
Purchases and revolving consumer credit
Overdraft Line of Credit
Cover checking-account shortfalls
Savings / Share-Secured Loan
Build credit or borrow without liquidating deposit
Buy Now, Pay Later (BNPL) Installment Credit
Split retail purchase into installments
Certificate of Deposit (CD)-Secured Loan
Borrow against CD without redeeming it
High-Cost Consumer Installment Loan
Subprime/small-dollar installment borrowing