DirectLenderMatch

Specialized · Cash-flow loan

Recurring-Revenue / ARR Loan

Recurring-Revenue / ARR Loan is categorized in this directory under the financing form “Cash-flow loan.” Typical use: Finance SaaS/subscription companies. Support or collateral is generally based on Annual recurring revenue / customer retention.

What is it?

DirectLenderMatch classifies Recurring-Revenue / ARR Loan under the financing form “Cash-flow loan.” Its typical use in this directory is: Finance SaaS/subscription companies.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Annual recurring revenue / customer retention. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Finance SaaS/subscription companies.

What backs or supports it?

Annual recurring revenue / customer retention.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct private-credit lender

Golub Capital

Golub Capital's current Sponsor Finance page explicitly lists unitranche, recurring-revenue, first-/second-lien and committed delayed-draw term-loan facilities.

Official evidence page →

Last verified: 2026-08-23

Direct private-credit lender

Runway Growth Capital

Related provider — exact subtype confirmation advised

Before publication, use a page explicitly labeling ARR/recurring-revenue lending if DLM keeps this exact subtype.

Runway currently lends to growth-stage technology and other companies based on company fundamentals and revenue/cash-flow characteristics.

Official evidence page →

Last verified: 2026-08-23

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