Crypto-Backed Institutional Loan

What is it?

DirectLenderMatch classifies Crypto-Backed Institutional Loan under the financing form “Overcollateralized digital-asset loan.” Its typical use in this directory is: Institutional borrowing against digital assets.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: BTC/ETH/USDC or eligible digital assets. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Institutional borrowing against digital assets.

What backs or supports it?

BTC/ETH/USDC or eligible digital assets.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct institutional digital-asset lender/program

Coinbase Exchange

Coinbase Exchange currently offers overcollateralized BTC, ETH and USDC loans to select institutional users.

Official evidence page →

Last verified: 2026-08-23

Direct / platform lender

Figure Lending

Figure currently lists a crypto-backed loan product.

Official evidence page →

Last verified: 2026-08-23