What is it?
DirectLenderMatch classifies Ground-Up Residential Investor Construction Loan under the financing form “Construction loan.” Its typical use in this directory is: Build residential investment property.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Land + construction budget + sponsor. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Build residential investment property.
What backs or supports it?
Land + construction budget + sponsor.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct private lender
Lima One Capital
Lima One currently identifies itself as a private lender and documents FixNFlip, bridge, rental/DSCR, portfolio rental, short-term rental, new construction and Build2Rent programs.
Official evidence page →Last verified: 2026-08-23
Related financing structures
Fix-and-Flip Loan
Acquire/rehab/resell residential investment
Build-to-Rent Construction Loan
Construct homes intended for rental portfolio
Residential Investor Bridge Loan
Acquire/season/transition rental property
Residential Rehab / Renovation Investor Loan
Renovate rental or resale property
5-8 Unit / Small Multifamily DSCR Loan
Finance small multifamily beyond 1-4 units
No-Ratio / No-Income Investor Bridge Loan
Short-term investor financing without personal DTI focus