DirectLenderMatch

Common · Short-term investment-property loan

Fix-and-Flip Loan

Fix-and-Flip Loan is categorized in this directory under the financing form “Short-term investment-property loan.” Typical use: Acquire/rehab/resell residential investment. Support or collateral is generally based on Property value + rehab plan + sponsor.

What is it?

DirectLenderMatch classifies Fix-and-Flip Loan under the financing form “Short-term investment-property loan.” Its typical use in this directory is: Acquire/rehab/resell residential investment.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Property value + rehab plan + sponsor. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Acquire/rehab/resell residential investment.

What backs or supports it?

Property value + rehab plan + sponsor.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct real-estate investor lender

Kiavi

Kiavi currently documents bridge/fix-and-flip and long-term DSCR rental loans.

Official evidence page →

Last verified: 2026-08-23

Direct private lender

Lima One Capital

Lima One currently identifies itself as a private lender and documents FixNFlip, bridge, rental/DSCR, portfolio rental, short-term rental, new construction and Build2Rent programs.

Official evidence page →

Last verified: 2026-08-23

Other sources & comparison

DirectLenderMatch lists providers whose offerings have been individually documented, but the list is not exhaustive. Local and regional banks, mortgage lenders, private lenders, and specialty real-estate finance companies may offer related financing. Availability and underwriting can vary substantially by property, geography, and borrower profile.

Financing terms can differ between sources. An initial offer is not necessarily the only available option. Reviewing more than one source can help show differences in rates, fees, repayment terms, eligibility requirements, collateral treatment, and other conditions.

Compare fixed-rate loan terms with the Loan Comparison Calculator →

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