What is it?
DirectLenderMatch classifies Farmland / Ranch Mortgage under the financing form “Agricultural mortgage.” Its typical use in this directory is: Purchase/refinance agricultural real estate.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Farmland/ranch value + farm cash flow. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Purchase/refinance agricultural real estate.
What backs or supports it?
Farmland/ranch value + farm cash flow.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct agricultural lender
AgAmerica Lending
AgAmerica currently documents farm/ranch land loans, farm operating lines, equipment/utility financing and bridge/alternative agricultural loans.
Official evidence page →Last verified: 2026-08-23
Farm Credit System direct lender
Capital Farm Credit
Capital Farm Credit's current application flow lists land, operating, equipment and livestock loan types.
Official evidence page →Last verified: 2026-08-23
Institutional agricultural lender
MetLife Investment Management
MetLife Investment Management currently provides agricultural finance.
Official evidence page →Last verified: 2026-08-23
Farm Credit System direct lender
Texas Farm Credit
Texas Farm Credit finances raw acreage, farms, ranches and rural real estate.
Official evidence page →Last verified: 2026-08-24
Other sources & comparison
DirectLenderMatch lists providers whose offerings have been individually documented, but the list is not exhaustive. Farm Credit institutions, agricultural banks, community banks serving rural markets, credit unions, and government programs may provide related financing. Availability often depends on geography, borrower type, and eligible use.
Financing terms can differ between sources. An initial offer is not necessarily the only available option. Reviewing more than one source can help show differences in rates, fees, repayment terms, eligibility requirements, collateral treatment, and other conditions.
Compare fixed-rate loan terms with the Loan Comparison Calculator →
Related financing structures
FSA Direct Farm Ownership Loan — Regular
Purchase/enlarge/improve farm
FSA Farm Ownership Microloan
Smaller farm ownership needs
FSA Guaranteed Farm Ownership Loan
Commercial-lender farm ownership with FSA guarantee
FSA Joint Financing Farm Ownership Loan
Combine FSA and commercial ownership financing
FSA EZ Guarantee Loan
Smaller simplified guaranteed financing
FSA Land Contract Guarantee
Support beginning/socially disadvantaged farmer purchase via seller financing