Vendor Equipment Financing | DirectLenderMatch

What is it?

DirectLenderMatch classifies Vendor Equipment Financing under the financing form “Loan/lease program.” Its typical use in this directory is: Point-of-sale equipment financing.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Financed vendor equipment. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Point-of-sale equipment financing.

What backs or supports it?

Financed vendor equipment.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes/Lease. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct equipment finance provider

First Citizens / Sixty-First Commercial Finance

First Citizens currently documents equipment loans, tax leases, structured equipment lending and progress-payment construction financing.

Official evidence page →

Last verified: 2026-08-23

Direct equipment finance provider

Wells Fargo Equipment Finance

Wells Fargo currently identifies an equipment-finance business providing equipment financing/leasing and vendor finance.

Official evidence page →

Last verified: 2026-08-23