What is it?
DirectLenderMatch classifies Residential Bridge Loan under the financing form “Short-term secured loan.” Its typical use in this directory is: Bridge purchase before sale of existing home.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Current/new residence equity. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Bridge purchase before sale of existing home.
What backs or supports it?
Current/new residence equity.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct mortgage lender
Rocket Mortgage
Rocket Mortgage states that it currently offers bridge loans.
Official evidence page →Last verified: 2026-08-23
Residential bridge-loan provider
Knock
Knock currently offers its Bridge Loan to help eligible homeowners access equity from a current home while purchasing the next one.
Official evidence page →Last verified: 2026-08-24
Related financing structures
HECM for Purchase
Buy a home using HECM structure
Home Equity Contract / Home Equity Investment (HEI)
Existing homeowner receives cash now and owes formula-based lump-sum settlement later
USDA Section 502 Guaranteed Loan
Rural home purchase through approved lender
Closed-End Home Equity Loan (HELOAN)
Lump-sum borrowing against home equity
FHA 203(k) Limited Rehabilitation Mortgage
Purchase/refinance plus smaller rehab
FHA 203(k) Standard Rehabilitation Mortgage
Purchase/refinance plus substantial rehab