What is it?
DirectLenderMatch classifies Ground Lease Financing under the financing form “Leasehold/fee financing.” Its typical use in this directory is: Finance land separately from improvements.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Ground lease cash flow / leasehold or fee interest. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Finance land separately from improvements.
What backs or supports it?
Ground lease cash flow / leasehold or fee interest.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct structured-debt / ground-lease finance provider
CTL Capital
CTL Capital currently states that it provides Ground Lease Financing for existing ground leases or qualified bifurcated-ground-lease properties.
Official evidence page →Last verified: 2026-08-23
Direct structured-debt / ground-lease finance provider
Mesirow
Mesirow currently describes its direct loan to the Ground Lessor as part of its Ground Lease Financing structure.
Official evidence page →Last verified: 2026-08-23
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