What is it?
DirectLenderMatch classifies Acquisition, Development & Construction (ADC) Loan under the financing form “Development/construction loan.” Its typical use in this directory is: Finance land acquisition through vertical construction.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Land + entitlements + development plan. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Finance land acquisition through vertical construction.
What backs or supports it?
Land + entitlements + development plan.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct CRE lender
Ready Capital
Ready Capital currently originates commercial real-estate construction loans.
Official evidence page →Last verified: 2026-08-23
Direct construction and development lender
Builder Finance
Builder Finance offers land acquisition, development and horizontal-development financing.
Official evidence page →Last verified: 2026-08-24
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