What is it?
DirectLenderMatch classifies Senior Secured Corporate Term Loan under the financing form “Term loan.” Its typical use in this directory is: Corporate capital/expenditure/refinancing.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Enterprise cash flow + assets. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Corporate capital/expenditure/refinancing.
What backs or supports it?
Enterprise cash flow + assets.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct bank lender
First Citizens Bank
First Citizens currently documents commercial loans, asset-based/asset-backed/cash-flow solutions and commercial real-estate financing.
Official evidence page →Last verified: 2026-08-23
Direct private-credit lender
Monroe Capital
Monroe Capital provides senior secured cash-flow and enterprise-value loans.
Official evidence page →Last verified: 2026-08-24
Related financing structures
Corporate Revolving Credit Facility
Working capital/liquidity
Corporate Mezzanine Debt
Acquisition/growth capital behind senior debt
Rescue / Special-Situations Financing
Liquidity for stressed but viable business
Term Loan A (TLA)
Bank-led corporate financing
Term Loan B (TLB)
Leveraged acquisition/refinancing
Unitranche Loan
Middle-market acquisition/refinancing