SBA Microloan | DirectLenderMatch

What is it?

DirectLenderMatch classifies SBA Microloan under the financing form “Intermediary microloan.” Its typical use in this directory is: Small-dollar startup/working capital/equipment.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Small business/microenterprise. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Small-dollar startup/working capital/equipment.

What backs or supports it?

Small business/microenterprise.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

Direct nonprofit small-business lender / SBA intermediary-type lender

Accion Opportunity Fund Community Development

Related provider — exact subtype confirmation advised

Confirm current SBA Microloan intermediary status before labeling the specific loan as SBA Microloan rather than AOF's own small-business loan.

Accion Opportunity Fund is a current nonprofit direct small-business lender and provides microloan education/financing.

Official evidence page →

Last verified: 2026-08-23

SBA-authorized intermediary direct microlender

Micro Enterprise Services of Oregon (MESO)

SBA's current authorized microlender list identifies Micro Enterprise Services of Oregon as a participating SBA Microloan intermediary lender.

Official evidence page →

Last verified: 2026-08-23