USDA Rural Microentrepreneur Assistance Program Microloan

What is it?

DirectLenderMatch classifies USDA Rural Microentrepreneur Assistance Program Microloan under the financing form “Intermediary microloan.” Its typical use in this directory is: Small rural business financing.

How does it work?

The structure is generally evaluated, supported, or secured using the following basis: Rural microenterprise. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.

What can it be used for?

Small rural business financing.

What backs or supports it?

Rural microenterprise.

Why does this structure exist?

This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.

Important considerations

Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.

Is this actually a loan?

Loan or credit structure

Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.

Verified lenders or providers

USDA RMAP microlender / direct nonprofit lender

Carolina Small Business Development Fund

Carolina Small Business Development Fund currently offers qualifying rural businesses an RMAP microloan.

Official evidence page →

Last verified: 2026-08-23

USDA RMAP microlender / direct lender

Micro Enterprise Services of Oregon (MESO)

MESO currently identifies itself as a designated USDA RMAP lender and offers business term loans.

Official evidence page →

Last verified: 2026-08-23