What is it?
DirectLenderMatch classifies Lease Buyout Loan under the financing form “Secured installment loan.” Its typical use in this directory is: Finance purchase of vehicle at lease-end.
How does it work?
The structure is generally evaluated, supported, or secured using the following basis: Financed vehicle/equipment. Exact underwriting, eligibility, terms, and availability are provider-specific and can change.
What can it be used for?
Finance purchase of vehicle at lease-end.
What backs or supports it?
Financed vehicle/equipment.
Why does this structure exist?
This structure provides a defined way to address the financing need described above. The provider, transaction, collateral, and underwriting context determine how the structure is implemented in practice.
Important considerations
Confirm current costs, risks, licensing, eligibility, collateral treatment, recourse, tax consequences, and availability directly with the provider and appropriate professional advisers. DirectLenderMatch does not compare rates or recommend products.
Is this actually a loan?
Workbook classification: Yes. Financing forms such as leases, purchases, shared equity, advances, and guarantees may solve a funding need without being conventional loans.
Verified lenders or providers
Direct lender
LightStream / Truist Bank
LightStream currently lists lease-buyout financing; lending services are provided by Truist Bank.
Official evidence page →Last verified: 2026-08-23
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