Reverse mortgage
HECM Reverse Mortgage
Convert eligible home equity to proceeds without regular principal-and-interest payments
Provider profile · not a review
Finance of America
Documented in this directory for 2 financing structures. Relationships are shown neutrally and are not rankings or recommendations.
What this profile means
The listed relationships were supported by provider-controlled or authoritative evidence when reviewed. Product availability, eligibility, terms, and geography may change.
Provider overview
Finance of America is a home-equity lender focused on reverse mortgages and related home-equity products for older homeowners. Its current site documents federally insured HECM reverse mortgages and proprietary products, including options with eligibility beginning below age 62 in some states.
- Provider type
- Reverse-mortgage and home-equity lender
- Financing context
- HECM and proprietary reverse mortgages / home-equity access
- How financing is accessed
- Direct online estimate and specialist-assisted application process
- Geographic scope
- Finance of America states that reverse-mortgage products are offered across all 50 states, with state-specific guidelines and product availability
- Borrower / customer type
- Eligible older homeowners with qualifying home equity
Verified official resources
- Finance of America home equity solutions →
- Reverse mortgages by state →
- Reverse mortgage calculator and eligibility context →
Profile details reverified from official sources: August 29, 2026.
Verified financing structures
Reverse mortgage
Proprietary / Jumbo Reverse Mortgage
Private reverse mortgage outside HECM limits/rules
Official evidence pages
Last major verification: August 29, 2026