CommonInstallment credit
Buy Now, Pay Later (BNPL) Installment Credit
Split retail purchase into installments
Provider profile · not a review
Affirm / Affirm Loan Services and disclosed lending partners
Documented in this directory for 1 financing structure. Relationships are shown neutrally and are not rankings or recommendations.
What this profile means
The listed relationships were supported by provider-controlled or authoritative evidence when reviewed. Product availability, eligibility, terms, and geography may change.
Provider overview
Affirm is a financial-technology company that offers pay-over-time options at participating merchants. Affirm states that it is not a bank; payment plans are provided through disclosed lending partners, and available terms depend on the purchase, merchant, eligibility and jurisdiction.
- Provider type
- Point-of-sale financial technology platform with lending partners
- Financing context
- Buy now, pay later and installment payment plans for retail purchases
- How financing is accessed
- At participating merchants, through Affirm checkout experiences and the Affirm app/card ecosystem
- Geographic scope
- Availability and eligibility vary by merchant, product and jurisdiction
- Borrower / customer type
- Consumers making eligible purchases with participating merchants
Verified official resources
Profile details reverified from official sources: August 29, 2026.
Verified financing structures
Official evidence pages
Last major verification: August 29, 2026