Identify the asset and transaction
Specify the equipment, new or used condition, purchase price, vendor, expected useful life, and whether you want a loan, lease, equipment finance agreement, sale-leaseback, or revolving facility.
Search by equipment type
Try [equipment] financing, [equipment] lender, or [industry] equipment finance. DLM includes specialty structures for aircraft, rail, medical, dental, construction, fleet and other assets.
Check the vendor or manufacturer
Dealers and manufacturers often maintain captive or preferred financing programs. These can be useful comparison points even when you ultimately finance through a bank or independent provider.
Compare banks and independent finance companies
Banks may offer lower-cost conventional credit to established borrowers, while independent equipment-finance companies may have deeper collateral expertise or more flexible structures.
Match term to useful life
Compare advance rate, down payment, amortization, balloon or residual value, liens on other assets, personal guarantees, documentation fees, and whether the term makes sense relative to how long the equipment will remain productive.