:root{--ink:#17201e;--muted:#5e6a66;--paper:#f7f5ef;--card:#fff;--line:#d9ddd8;--green:#173f35;--green2:#246554;--mint:#dcebe4;--gold:#a56b23;--shadow:0 10px 30px rgba(23,63,53,.08);--radius:16px}*{box-sizing:border-box}html{scroll-behavior:smooth;overflow-x:hidden}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.58 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;overflow-x:hidden}a{color:var(--green2);text-underline-offset:3px}a:hover{color:var(--green)}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:10px}header{position:sticky;top:0;z-index:20;background:rgba(247,245,239,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.header-inner{max-width:1240px;margin:auto;padding:11px 24px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;text-decoration:none;white-space:nowrap}.brand-mark{display:block;width:44px;height:44px}.brand-name{font-size:18px;letter-spacing:-.035em}.brand-name span{color:var(--green2)}#site-nav{margin-left:auto;display:flex;align-items:center;gap:18px}#site-nav a{color:#34413d;text-decoration:none;font-size:14px;font-weight:650}.active{color:var(--green);text-decoration:underline}.nav-search{border:1px solid var(--green);padding:7px 12px;border-radius:999px}.menu-button{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:8px;padding:8px 12px}main{min-height:65vh}.wrap{width:min(1160px,calc(100% - 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:root{--ink:#17201d;--muted:#5c655f;--paper:#f3efe4;--card:#fbfaf4;--line:#c9c3b2;--green:#123b2d;--green2:#1c6047;--mint:#d9e6dc;--gold:#a77a32;--shadow:0 12px 26px rgba(24,42,34,.09);--radius:4px}
body{background-color:var(--paper);background-image:linear-gradient(rgba(18,59,45,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(18,59,45,.018) 1px,transparent 1px);background-size:32px 32px}
header{background:#102f25;border-bottom:3px double #92713c;backdrop-filter:none}.brand{color:#f8f4e8}.brand-name span{color:#d8b46f}#site-nav a{color:#e9e5d9}#site-nav a:hover,#site-nav a.active{color:#f2cc83}.nav-search{border-color:#b78b45;color:#f5d99f;background:#173d31}.menu-button{background:#f7f2e5;border-color:#b89b68}.brand-mark{filter:drop-shadow(0 2px 2px #0004)}
.hero{position:relative;padding:76px 0 62px;background:#e7e1d1;background-image:radial-gradient(ellipse at 78% 42%,transparent 0 15%,rgba(18,59,45,.055) 15.4% 15.9%,transparent 16.2% 22%,rgba(18,59,45,.04) 22.3% 22.8%,transparent 23.1%),repeating-linear-gradient(0deg,transparent 0 7px,rgba(18,59,45,.025) 8px),linear-gradient(110deg,#f4f0e5 0 60%,#dce5d9 60%)}
.hero:before,.page-hero:before{content:"";position:absolute;inset:14px;border:1px solid rgba(18,59,45,.22);pointer-events:none}.hero h1,.page-hero h1,.section-heading h2,.content h2{font-family:Georgia,"Times New Roman",serif}.hero h1{max-width:790px}.hero h1 span{color:#1b5b43}.eyebrow{color:#8a6429;letter-spacing:.16em}.lede{color:#35453e}
.stat-panel{position:relative;background:#123b2d;border:1px solid #d0ad6b;border-radius:2px;padding:30px 34px;box-shadow:9px 9px 0 #c8c0a9}.stat-panel:before{content:"DIRECTORY LEDGER";display:block;border-bottom:1px solid #6f8b7e;padding-bottom:13px;margin-bottom:20px;color:#d7b570;font-size:11px;font-weight:800;letter-spacing:.18em}.stat-panel strong{font-family:Georgia,serif;color:#f7f2e6;font-variant-numeric:tabular-nums}.stat-panel p{border-bottom:1px dotted #567267;padding-bottom:16px;margin-bottom:17px}.stat-panel p:last-child{border:0;margin-bottom:0}
.search-shell{padding:7px;background:#123b2d;border:1px solid #98733a;box-shadow:6px 6px 0 rgba(18,59,45,.15)}.search-shell input{border:0;border-radius:0;background:#fffef8;box-shadow:none}.search-shell button{right:12px;top:12px;height:calc(100% - 24px);border-radius:1px;background:#a77a32;color:#fffdf6;text-transform:uppercase;letter-spacing:.08em;font-size:12px}
.button{border-radius:2px;background:#123b2d;border-color:#123b2d;text-transform:uppercase;letter-spacing:.055em;font-size:13px;box-shadow:3px 3px 0 #b7af9b}.button.secondary{background:#f8f4e8;border-color:#92713c;color:#123b2d}.section.alt{background:#ded8c8;background-image:repeating-linear-gradient(135deg,rgba(18,59,45,.025) 0 1px,transparent 1px 9px)}
.category-card,.result-card,.asset-card,.provider-card{position:relative;border-radius:2px;border:1px solid #bbb3a0;border-top:4px solid #174b39;background:#fbfaf4;box-shadow:4px 4px 0 #d3ccba}.category-card:after,.result-card:after,.asset-card:after,.provider-card:after{content:"";position:absolute;inset:5px;border:1px solid rgba(18,59,45,.07);pointer-events:none}.category-card:hover,.result-card:hover{border-color:#92713c;box-shadow:6px 6px 0 #c8b994;transform:translate(-1px,-1px)}.category-card,.result-card{transition:transform .16s ease,box-shadow .16s ease}.count{font-variant-numeric:tabular-nums;color:#9a702e}.tag{border-radius:2px;border:1px solid #b9c8bd;background:#e2eadf;text-transform:uppercase;letter-spacing:.06em}.tag.muted{background:#eee9dc;border-color:#d1c9b5}.asset-links a{border-radius:2px;border-color:#b5ad98;background:#faf7ed;box-shadow:2px 2px 0 #d6cfbd}.asset-links a:before{content:"$";color:#a77a32;font-family:Georgia,serif;margin-right:7px}
.page-hero{position:relative;background:#ded8c8;background-image:radial-gradient(circle at 88% 45%,transparent 0 38px,rgba(18,59,45,.08) 39px 40px,transparent 41px 57px,rgba(18,59,45,.055) 58px 59px,transparent 60px),repeating-linear-gradient(0deg,transparent 0 7px,rgba(18,59,45,.025) 8px);border-bottom:3px double #9f8f6f}.page-hero h1{color:#15392d}.breadcrumbs a{color:#496157}.toolbar{padding:14px;background:#173d31;border:1px solid #9a773d;box-shadow:5px 5px 0 #c7bfad}.toolbar input,.toolbar select{border-radius:1px;border-color:#e2dccb;background:#fffef9}.results-count{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:13px;color:#5c584d}.facts{border-radius:2px;border-top:5px solid #a77a32;background:#f8f4e8;box-shadow:5px 5px 0 #d2cab8}.facts dt{color:#866328}.notice{background:#eee2c9;border-left-color:#9d712c;border-radius:0}.provider-evidence{border-radius:2px;background:#fbfaf4}.modal-card{border-radius:2px;border:4px double #92713c;background:#f7f1e2}footer{background:#0d2920;border-top:4px double #a17d43}.empty{border-radius:2px;background:#faf7ed;border-color:#a89c80}
@media(max-width:980px){#site-nav{background:#123b2d;border-color:#98733a;border-radius:2px}.breadcrumbs{position:static;left:auto;right:auto;top:auto;background:transparent;border:0;padding:0;box-shadow:none;flex-direction:row;align-items:center}.hero:before,.page-hero:before{inset:8px}}
@media(max-width:620px){.hero{padding-top:52px;background:linear-gradient(135deg,#f4f0e5,#dde5da)}.hero:before,.page-hero:before{display:none}.stat-panel{box-shadow:5px 5px 0 #c8c0a9}.brand-name{color:#f8f4e8}.category-card,.result-card,.asset-card,.provider-card{box-shadow:3px 3px 0 #d3ccba}}

/* Intentional desktop brand hover: de-emphasize DirectLender while Match stays highlighted. */
@media (hover:hover) and (pointer:fine){
  header .brand .brand-name{transition:color .18s ease}
  header .brand .brand-name span{transition:color .18s ease}
  header .brand:hover .brand-name{color:#9fb2aa}
  header .brand:hover .brand-name span{color:#f2cc83}
}

.provider-enrichment{margin:34px 0 42px;padding:26px;background:#fbfaf4;border:1px solid var(--line);border-top:5px solid var(--green)}.provider-enrichment h2{font:700 30px/1.15 Georgia,serif;margin:0 0 12px}.provider-enrichment h3{font:700 20px/1.2 Georgia,serif;margin:24px 0 8px}.provider-facts{display:grid;grid-template-columns:190px minmax(0,1fr);gap:0;border-top:1px solid var(--line);margin:22px 0}.provider-facts dt,.provider-facts dd{margin:0;padding:11px 0;border-bottom:1px solid var(--line)}.provider-facts dt{font-size:12px;text-transform:uppercase;letter-spacing:.06em;font-weight:800;color:var(--muted);padding-right:18px}.official-resource-list{columns:2;column-gap:30px;padding-left:20px}.official-resource-list li{break-inside:avoid;margin:7px 0}.verification-note{font-size:13px;color:var(--muted);margin-top:18px}@media(max-width:620px){.provider-enrichment{padding:20px}.provider-facts{grid-template-columns:1fr}.provider-facts dt{border-bottom:0;padding-bottom:2px}.provider-facts dd{padding-top:0}.official-resource-list{columns:1}}

/* Comparison education + calculator */
.comparison-note .comparison-notice p{margin:.55rem 0}.comparison-note .official{font-weight:700}.calculator-wrap{max-width:1120px}.compare-form{margin:1.25rem 0 2rem}.compare-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.offer-card{min-width:0;border:1px solid var(--line,#d7ddd9);border-radius:16px;padding:1rem;background:var(--surface,#fff)}.offer-card legend{font-weight:800;padding:0 .35rem}.offer-card label{display:grid;grid-template-columns:1fr auto;gap:.35rem .75rem;align-items:center;margin:.8rem 0;font-weight:700}.offer-card input{grid-column:1/-1;width:100%;font:inherit;padding:.72rem .8rem;border:1px solid var(--line,#cbd5cf);border-radius:10px;background:var(--surface,#fff);color:inherit}.calculator-actions{display:flex;gap:.75rem;flex-wrap:wrap}.calculator-actions button{min-height:44px;padding:.7rem 1rem;border:0;border-radius:10px;font:inherit;font-weight:800;cursor:pointer}.calculator-actions button[type=submit]{background:#123b2d;color:#fff}.calculator-actions .secondary{border:1px solid var(--line,#cbd5cf);background:transparent;color:inherit}.calc-error{min-height:1.5em;font-weight:700}.results-table-wrap{overflow-x:auto}.comparison-table{width:100%;border-collapse:collapse;min-width:620px}.comparison-table th,.comparison-table td{text-align:right;padding:.75rem;border-bottom:1px solid var(--line,#d7ddd9)}.comparison-table th:first-child{text-align:left}.comparison-table thead th{font-weight:800}.small-note{font-size:.92rem;opacity:.8}@media(max-width:760px){.compare-grid{grid-template-columns:1fr}.offer-card{padding:.9rem}.calculator-actions button{flex:1 1 140px}}

/* Premium loan comparison calculator — 2026-08-29 */
.calculator-hero .lede{max-width:850px}.calc-hero-points{display:flex;gap:8px;flex-wrap:wrap;margin-top:22px}.calc-hero-points span{border:1px solid rgba(18,59,45,.25);background:rgba(250,248,239,.55);padding:7px 10px;font-size:12px;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.calculator-wrap{max-width:1160px;padding-top:40px}.calculator-intro-grid{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:36px;align-items:start;margin-bottom:22px}.calculator-intro-grid h2,.output-heading h2,.difference-heading h2,.calc-method h2,.calc-next h2,.difference-empty h2{font:700 clamp(27px,3vw,38px)/1.12 Georgia,serif;margin:0 0 8px}.calculator-intro-grid p{margin:0;color:var(--muted)}.calc-privacy{background:#123b2d;color:#f8f4e8;border:1px solid #b88b45;padding:18px 20px;box-shadow:5px 5px 0 #cbc2ad}.calc-privacy strong{font-family:Georgia,serif;font-size:19px}.calc-privacy p{color:#dce7e2;margin:5px 0 0;font-size:14px}.premium-compare{margin:0 0 46px}.compare-toolbar{display:flex;justify-content:space-between;gap:16px;align-items:center;border:1px solid #bcb39f;border-bottom:0;background:#e5dfd0;padding:12px 15px}.same-amount{display:flex;align-items:center;gap:9px;font-weight:750;font-size:14px}.same-amount input{width:18px;height:18px;accent-color:#123b2d}.text-action{border:0;background:transparent;color:#6d5125;text-decoration:underline;text-underline-offset:3px;font:700 13px inherit;cursor:pointer;padding:8px}.premium-compare .compare-grid{gap:0;border:1px solid #bcb39f;background:#bcb39f}.premium-compare .offer-card{border:0;border-radius:0;background:#fbfaf4;padding:22px 20px 18px}.premium-compare .offer-card+.offer-card{border-left:1px solid #bcb39f}.premium-compare .offer-card legend{display:flex;gap:9px;align-items:center;padding:0 6px;font-family:Georgia,serif;font-size:20px;font-weight:700}.premium-compare .offer-card legend small{font:600 11px system-ui;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.offer-letter{display:inline-grid;place-items:center;flex:0 0 auto;width:29px;height:29px;background:#123b2d;color:#fff;font:800 13px system-ui;border:1px solid #d4b06b}.offer-name-label{display:block!important;margin:3px 0 16px!important;font-size:12px!important;text-transform:uppercase;letter-spacing:.07em;color:var(--muted)}.offer-name-label input{margin-top:6px!important;text-transform:none;letter-spacing:normal;font-weight:700}.premium-compare .offer-card label{display:block;margin:0;font-size:12px;text-transform:uppercase;letter-spacing:.055em;color:#59635e}.input-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}.input-shell{display:flex;align-items:center;border:1px solid #bdb6a6;background:#fffef9;margin-top:6px;min-height:48px}.input-shell:focus-within{outline:2px solid #58796d;outline-offset:1px}.premium-compare .offer-card .input-shell input{min-width:0;border:0;border-radius:0;background:transparent;padding:11px 9px;margin:0;font-size:16px;font-weight:700;outline:0}.input-shell span{padding:0 10px;color:#746f64;font-size:12px;text-transform:none;letter-spacing:0;white-space:nowrap}.input-shell>span:first-child{border-right:1px solid #e0dbcf}.input-shell>span:last-child{border-left:1px solid #e0dbcf}.offer-live{display:grid;grid-template-columns:1fr 1fr;gap:12px;border-top:1px solid #d8d1bf;margin-top:18px;padding-top:15px;min-height:68px}.offer-live div span{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.05em}.offer-live div strong{display:block;font:700 20px Georgia,serif;color:#123b2d;margin-top:2px}.offer-empty{grid-column:1/-1;color:#80796b;font-size:13px;margin:7px 0}.offer-empty.invalid{color:#8a392e}.calc-error{min-height:0;margin:12px 0 0;color:#8a392e}.comparison-output{border-top:5px solid #123b2d;padding-top:27px;margin-bottom:42px}.output-heading,.difference-heading{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:20px}.output-heading p,.difference-heading>p{max-width:390px;color:var(--muted);margin:0}.result-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:24px}.result-summary{background:#123b2d;color:#f8f4e8;border:1px solid #a77a32;padding:19px;box-shadow:4px 4px 0 #c9c0ac;min-width:0}.result-name{display:flex;gap:10px;align-items:center;border-bottom:1px solid #557066;padding-bottom:13px;margin-bottom:16px}.result-name>div span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:#b8c9c2}.result-name>div strong{display:block;overflow-wrap:anywhere}.result-primary span{display:block;color:#c8d5d0;font-size:12px}.result-primary strong{display:block;font:700 clamp(28px,3vw,37px) Georgia,serif;color:#f3d18d;line-height:1.1;margin:3px 0 18px}.result-summary dl{display:grid;grid-template-columns:1fr 1fr;gap:10px 16px;margin:0}.result-summary dl div{border-top:1px dotted #587268;padding-top:8px}.result-summary dt{font-size:10px;text-transform:uppercase;letter-spacing:.055em;color:#b8c9c2}.result-summary dd{margin:2px 0 0;font-weight:750;font-variant-numeric:tabular-nums}.premium-table{min-width:760px;border:1px solid #c4bcaa;background:#fbfaf4}.premium-table th,.premium-table td{padding:13px 14px}.premium-table thead{background:#e3ddcf}.premium-table thead th{vertical-align:bottom}.premium-table thead th:not(:first-child){font-family:Georgia,serif;font-size:16px}.premium-table thead th span{display:block;font:700 10px system-ui;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.premium-table .emphasis-row{background:#eef0e8}.premium-table .emphasis-row td{font-weight:800;color:#123b2d}.difference-panel{background:#e4ded0;border:1px solid #b8ae99;padding:26px;margin-bottom:46px}.difference-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.difference-grid article{background:#fbfaf4;border:1px solid #bdb4a1;padding:19px}.difference-grid h3{font:700 19px Georgia,serif;margin:0 0 12px}.difference-grid dl{margin:0}.difference-grid dl div{display:flex;justify-content:space-between;gap:20px;border-top:1px dotted #c7c0b1;padding:9px 0}.difference-grid dt{color:var(--muted)}.difference-grid dd{margin:0;font-weight:800;font-variant-numeric:tabular-nums}.difference-empty{text-align:center;padding:8px 0}.difference-empty p{color:var(--muted);margin-bottom:0}.calc-method{border-top:1px solid var(--line);padding-top:38px;margin-bottom:34px}.calc-method>div:first-child{max-width:800px}.method-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:22px}.method-grid article{border:1px solid #c3bba8;border-top:4px solid #a77a32;background:#fbfaf4;padding:18px}.method-grid strong{font-family:Georgia,serif;font-size:18px}.method-grid p{color:var(--muted);font-size:14px;margin:7px 0 0}.calc-notice{margin:32px 0}.calc-next{display:flex;justify-content:space-between;align-items:center;gap:36px;border-top:3px double #a99876;padding-top:32px}.calc-next>div{max-width:760px}.calc-next p{color:var(--muted);margin-bottom:0}.calc-next .button{flex:0 0 auto}.results-table-wrap{scrollbar-width:thin}
@media(max-width:900px){.calculator-intro-grid{grid-template-columns:1fr}.calc-privacy{max-width:none}.premium-compare .compare-grid{grid-template-columns:1fr}.premium-compare .offer-card+.offer-card{border-left:0;border-top:1px solid #bcb39f}.result-cards{grid-template-columns:1fr}.method-grid{grid-template-columns:1fr}.difference-grid{grid-template-columns:1fr}}
@media(max-width:620px){.calculator-wrap{padding-top:28px}.calc-hero-points span{font-size:10px}.calculator-intro-grid{gap:18px}.compare-toolbar{align-items:flex-start;flex-direction:column}.input-pair{grid-template-columns:1fr}.premium-compare .offer-card{padding:18px 14px}.offer-live{grid-template-columns:1fr}.result-summary{box-shadow:3px 3px 0 #c9c0ac}.result-summary dl{grid-template-columns:1fr 1fr}.output-heading,.difference-heading{display:block}.output-heading>p,.difference-heading>p{margin-top:8px}.difference-panel{padding:19px 14px}.calc-next{display:block}.calc-next .button{width:100%;margin-top:18px}.premium-table th,.premium-table td{padding:11px 10px}}